We’re proud to welcome Dr. Jonathan Greene to the Coastal Connecticut Dentistry Team.
Dental Insurance & Financing - Waterford, CT
Insurance & Financing Information
Exceptional care should never be out of reach.
We work closely with you to understand your coverage and walk through every option — with the same care and attention we bring to your smile.
Dental Insurance? We've Got You Covered!
We’re here to help you navigate your insurance with confidence, so you can make the most of the benefits available to you.
For your convenience, we accept most insurance plans and will file claims on your behalf. Our team can:
- Review your available dental benefits
- Submit insurance claims for you
- Provide a Pre-Treatment Estimate (PTE) for out-of-network care
- Accept Assignment of Benefits on your behalf, so you pay less upfront
- Help you understand exactly what to expect financially
- Help you make the most of the benefits available to you
You focus on the smile you want. We'll help with the insurance part.
We Are In Network With
We’re unable to accept Medicaid (Husky) or TriCare.
Out of Network? No Problem.
For out-of-network treatment over $500, we’ll automatically request a Pre-Treatment Estimate (PTE) from your insurance company unless you’d prefer to move forward without one. You can also request one for treatment of any amount.
Most estimates come back within 1–2 weeks and give you a clearer picture of what your insurance may cover and what your estimated out-of-pocket cost may be. You don’t have to wait for the estimate to schedule or move forward with treatment — the choice is yours.
No Insurance? No Problem.
The Coastal Wellness Plan gives existing patients without dental insurance a simple way to stay on top of preventive care with predictable monthly or annual pricing.
- 2 preventive cleanings, 1 comprehensive exam, and routine X-rays included
- 10% off qualifying general and restorative treatment
- No deductibles, waiting periods, annual maximums, or claim forms
- $49/month or $588/year
- Save $312+ annually compared with the $900+ retail value of included preventive care
Payment Plans Made Easy
At Coastal CT Dentistry, exceptional dental care should never feel out of reach. If insurance doesn’t cover a treatment, or you’re without coverage altogether, Cherry financing lets you move forward with confidence, spreading your investment over time so your smile never has to wait on your budget.
Clear, Confident Decisions About Your Smile
We believe patients deserve complete clarity, from the “why” behind a recommendation to the investment it takes to get the results you want. With transparent treatment plans, flexible financial options, and honest guidance, you’ll always know exactly what to expect. No surprises, just a healthier smile backed by thoughtful, high-quality care.
Frequently Asked Questions
A Pre-Treatment Estimate, or PTE, is a courtesy we offer for out-of-network treatment to help you understand how your insurance benefits may apply and what your estimated out-of-pocket cost may be before you get started.
We automatically request a PTE for treatment over $500 unless you ask us not to, and we’re happy to request one for treatment of any amount if it would help you feel more confident moving forward.
Most PTEs are returned by insurance within 1–2 weeks. You can still schedule your treatment while we wait, and you can always choose to move forward without one if you prefer.
No. A PTE is an estimate based on the information available at that time, not a guarantee of payment. Your insurance company determines final benefits when your claim is processed.
We’ll help you understand the estimate so you can plan ahead as confidently as possible.
Yes. We file claims on your behalf with most insurance plans, handling the submission and supporting information for you. This helps make the insurance process as easy as possible so you can focus on your care.
We also accept Assignment of Benefits, meaning the insurance company’s covered payment can be sent directly to our office. That means you don’t have to pay the full cost upfront and then wait to be reimbursed.
We review your available benefits and, when appropriate, request a Pre-Treatment Estimate for out-of-network treatment to better understand how your plan may contribute toward recommended care.
Insurance shouldn’t be the only factor in your dental decisions, but understanding the benefits you’ve already paid for can help you make more informed choices about your treatment and timing.
Exceptional dental care should never feel out of reach. If insurance doesn’t cover a treatment, or you’re without coverage altogether, Cherry Financing’s no-interest payment plans let you move forward with confidence, spreading your investment over time so your smile never has to wait on your budget.
We also offer an in-house membership plan designed for patients without dental insurance, giving you predictable access to the care you need.
We’re unable to accept Medicaid (Husky) or TriCare, but we’ll do our best to work with you and explore other options so you’re covered.